Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Do Instead

Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Do Instead

Michael DeHaut Jr.
Published on: 18/08/2026

Strong equity, low foreclosures, no crash expected. Mike DeHaut Jr. explains why waiting may cost you more.

Mortgage
Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It

Michael DeHaut Jr.
Published on: 30/07/2026

Middle East tensions push oil and rates higher. Mike DeHaut Jr. explains why your estimate may have changed.

Mortgage
A Price Cut Does Not Mean Every Seller Will Take a Lowball and Here Is How to Find Real Leverage

A Price Cut Does Not Mean Every Seller Will Take a Lowball and Here Is How to Find Real Leverage

Michael DeHaut Jr.
Published on: 16/06/2026

Not every cut means lowball room. Mike DeHaut Jr. explains where real negotiating leverage is now.

Mortgage
Homeowners Insurance Is Now One of the Top Deal Killers in Real Estate and Here Is What to Do

Homeowners Insurance Is Now One of the Top Deal Killers in Real Estate and Here Is What to Do

Michael DeHaut Jr.
Published on: 16/06/2026

Insurance costs killing deals before closing. Mike DeHaut Jr. explains the step that prevents it.

Mortgage
company logo
The High Desert Group Logo

State License

DE NMLS# MLO-202640
DC NMLS# MLO202640
MD NMLS#  202640
PA NMLS# 62419
WV NMLS# LO-33647
VA NMLS# MLO-58478VA
FL NMLS# LO99674
NC NMLS# I-220839
TN NMLS# 202640

Social Media Links

Contact Us

(240) 417-0591

2553 Housley Road Suite 200, Annapolis MD 21401

Copyright 2026. All rights reserved. Michael DeHaut Jr. #202640 | Equal Housing Opportunity | Equal Housing Lender

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

2553 Housley Road, Suite 200, Annapolis, Maryland 21401

(240) 417-0591  |   [email protected]

Company NMLS #39610

Company State Licenses

Privacy Policywww.nmlsconsumeraccess.org