Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Michael DeHaut Jr.
Published on: 11/09/2026

Lower rates bring more buyers and higher prices. Mike DeHaut Jr. explains why timing beats rate chasing now.

What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

Michael DeHaut Jr.
Published on: 11/09/2026

Nobody times the market perfectly. Mike DeHaut Jr. explains why long term goals beat short term price fears.

Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Do Instead

Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Do Instead

Michael DeHaut Jr.
Published on: 18/08/2026

Strong equity, low foreclosures, no crash expected. Mike DeHaut Jr. explains why waiting may cost you more.

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It

Michael DeHaut Jr.
Published on: 30/07/2026

Middle East tensions push oil and rates higher. Mike DeHaut Jr. explains why your estimate may have changed.

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DE NMLS# MLO-202640
DC NMLS# MLO202640
MD NMLS#  202640
PA NMLS# 62419
WV NMLS# LO-33647
VA NMLS# MLO-58478VA
FL NMLS# LO99674
NC NMLS# I-220839
TN NMLS# 202640

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(240) 417-0591

2553 Housley Road Suite 200, Annapolis MD 21401

Copyright 2026. All rights reserved. Michael DeHaut Jr. #202640 | Equal Housing Opportunity | Equal Housing Lender

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

2553 Housley Road, Suite 200, Annapolis, Maryland 21401

(240) 417-0591  |   [email protected]

Company NMLS #39610

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