Should You Wait to Buy a Home If Rates Might Drop?

Should You Wait to Buy a Home If Rates Might Drop?

Michael DeHaut Jr.
Published on: 27/08/2025

Why This Question Keeps Coming Up With mortgage rates still hovering above historic lows, many prospective homebuyers are wondering: Should I wait for rates to come down before buying a home? It’s a fair question—and one that’s top of mind for anyone trying to make a smart financial move in today’s market. But the answer isn’t as simple as it might seem. Yes, rates matter. But focusing only on interest rates misses the bigger picture of what actually determines affordability in real-world home buying.

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Will Affordability Improve or Mortgage Rates Drop Soon? Here’s What to Know

Will Affordability Improve or Mortgage Rates Drop Soon? Here’s What to Know

Michael DeHaut Jr.
Published on: 27/08/2025

The Big Questions Buyers Are Asking If you’re thinking about buying a home, chances are you’ve asked at least one of these questions recently: Will mortgage rates drop soon? Will homes become more affordable in the near future? They’re the most common questions in today’s market—and for good reason. But the answers aren’t black and white. Let’s break down what’s really going on.

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2553 Housley Road, Suite 200, Annapolis, Maryland 21401

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