One of the biggest questions I hear right now is: “Is the housing market going to crash like 2008?” It’s a fair question, because 2008 was not just a slowdown. It was a chain reaction: risky lending, rising delinquencies, forced selling, and a flood of supply that pushed prices down fast. Today’s market has challenges, but the fundamentals are different in a few important ways.
In 2025, the gap between renting and buying has never felt more visible. According to recent market data, renting a home in many U.S. cities can cost about $900 less per month than purchasing a starter home. At first glance, that makes renting look like the obvious financial win.
People are asking: Will mortgage rates drop soon — especially now that there's increasing chatter about a possible rate cut from the Federal Reserve. As of late 2025, 30-year fixed rates have dipped into the mid-6% range, and some analysts are cautiously optimistic about modest further declines.
Buying a home is one of the biggest financial moves you’ll ever make — and the details of your mortgage can add up fast. Many borrowers want to know: what can I tweak to get a better deal on my monthly payment and total interest costs? The good news: you actually have a few key levers that can make a noticeable difference.
