Will Home Affordability Improve this 2026? What Buyers Can Actually Control

Michael DeHaut Jr.

Published on: 05/01/2026

If you have been asking, “Will home affordability finally improve this 2026?” you are not alone. It is one of the most common questions I hear right now. The honest answer is yes, it can improve, but it will not feel like a night and day shift for every buyer. Affordability is a combination of income, home prices, and the cost of financing, plus one factor that is easy to overlook: negotiation power.

Mortgage

Is the Housing Market Going to Crash Like 2008? Here’s What’s Different Now

Michael DeHaut Jr.

Published on: 01/01/2026

One of the biggest questions I hear right now is: “Is the housing market going to crash like 2008?” It’s a fair question, because 2008 was not just a slowdown. It was a chain reaction: risky lending, rising delinquencies, forced selling, and a flood of supply that pushed prices down fast. Today’s market has challenges, but the fundamentals are different in a few important ways.

Mortgage

Rent vs. Buy in 2025: Which One Truly Saves You More Money?

Michael DeHaut Jr.

Published on: 11/11/2025

In 2025, the gap between renting and buying has never felt more visible. According to recent market data, renting a home in many U.S. cities can cost about $900 less per month than purchasing a starter home. At first glance, that makes renting look like the obvious financial win.

Mortgage

Will Mortgage Rates Fall Soon? What to Watch & Why It’s Not Guaranteed

Michael DeHaut Jr.

Published on: 02/10/2025

People are asking: Will mortgage rates drop soon — especially now that there's increasing chatter about a possible rate cut from the Federal Reserve. As of late 2025, 30-year fixed rates have dipped into the mid-6% range, and some analysts are cautiously optimistic about modest further declines.

Mortgage