You Served. This Benefit Is Yours.
Zero down payment. No mortgage insurance. Competitive rates. VA home loans are one of the strongest benefits available to eligible veterans, active-duty service members, and surviving spouses.
Check Your VA EligibilityMaryland Veterans
With the Naval Academy in Annapolis and significant military presence throughout the DC metro corridor, Michael DeHaut Jr. has helped many veterans and service members use their VA benefit to buy homes throughout Maryland and Northern Virginia.
Mike takes VA loans seriously. He knows the process, the appraisal requirements, and how to structure an offer that sellers will respect. If you are PCSing into the region or transitioning out of service, he will move quickly and keep your purchase on track.
Most VA borrowers pay a one-time funding fee that helps sustain the program. The amount depends on your service type, down payment amount, and whether it is your first time using the benefit. Veterans with a service-connected disability rating of 10% or more are typically exempt. Mike will walk you through exactly what applies before you apply.
Who Is Eligible for a VA Loan?
Eligibility is based on service history. You may qualify if you are an active-duty service member, a veteran who was honorably discharged, a National Guard or Reserve member who meets minimum service requirements, or the surviving spouse of a veteran who died in service or from a service-connected disability.
The first step is obtaining your Certificate of Eligibility. Mike can pull this directly through the VA system and it does not have to slow down your timeline.
Frequently Asked Questions
Michael DeHaut Jr. | NMLS #202640 | Bay Capital Mortgage | Company NMLS #39610
2553 Housley Road Suite 200, Annapolis, MD 21401 | (240) 417-0591
Licensed in MD, VA, DC, PA, DE, WV, FL, NC & TN | Equal Housing Opportunity
State License
DE NMLS# MLO-202640
DC NMLS# MLO202640
MD NMLS# 202640
PA NMLS# 62419
WV NMLS# LO-33647
VA NMLS# MLO-58478VA
FL NMLS# LO99674
NC NMLS# I-220839
TN NMLS# 202640
